Develop a personal retirement plan that identifies required savings before retirement and planned savings and withdrawals before and after retirement. Support your explanation of this plan with the following appendices: A. Annual and monthly savings before retirement (in addition to the required page total). B. Annual and monthly withdrawals after retirement (in addition to the required page total).
Recommend asset allocations that mitigate risk based on the client’s profile, such as age, marital status, and personal risk tolerance, and based on the riskiness of the assets. Provide the following appendix to support the original and changing allocation of asset classes: A. Asset allocation over the life of the plan (in addition to the required page total).
